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The Benefits of Vehicle Finance

£0 deposit - keeps personal or business cash available

  • Control - you decide the deposit, you decide the term
  • Fixed monthly payment - makes budgeting simple
  • Flexibility - doesn't compromise your other lines of credit
  • Assets - you gain ownership of the car at the end of the contract

Deciding on the best way to fund the purchase of your next used car can be difficult, which is why we're here to make things easier. Our in-house car finance experts will help you crunch the numbers and suggest a vehicle you'll love, with a finance option that's just as appealing to your wallet.

We can offer you a flexible HP or PCP agreement with most models that we stock, so you can leave Affordable Cars with a vehicle that's reliable, capable, and - most importantly - Affordable.

We offer competitive rates from 5.9%. our quick and easy applications allow us to get an answer back in minutes along with our fast payouts you could be in your new car within the hour.

Use our finance calculator to search cars based upon your monthly budget and once you have found a car use our online application to get an answer within minutes.

Hire Purchase (HP) agreement you will usually pay an initial deposit and will pay off the entire value of the vehicle in monthly instalments. Once all the payments are made, the Hire Purchase agreement ends and you own the car.

PCP is another form of car finance and similar to Hire Purchase, however instead of paying off the entire value of the car in monthly instalments, you pay a portion of the value. At the end of your PCP agreement, there is still a final GFV, Guaranteed future value (often known as a balloon) outstanding. You can then either repay this amount and keep the car or change it.

*External finance companies are subject to £349 admin